Welcome to Luminature Financial Services. These Terms of Service (“Terms”) govern your use of our financial services, website, and other related services (collectively, the “Services”). By accessing or using our Services, you agree to comply with and be bound by these Terms. Please take the time to review them carefully.
1. Acceptance of Terms
By accessing or using our financial services, you agree to be bound by these Terms of Service. If you do not agree with these Terms, you should not use our services.
2. Services Provided
Our financial services encompass a range of offerings, including but not limited to broking, stock investment, Shariah stock advice, and other related services. The specific services available to you will depend on the products you choose.
3. Eligibility
You must be of legal age and have the necessary legal capacity to enter into a binding agreement to use our financial services. By using our services, you represent and warrant that you meet these eligibility requirements.
4. Account Registration
In order to access certain services, you may need to create an account. You are responsible for maintaining the confidentiality of your account information, including your username and password. You agree to notify us immediately of any unauthorized use of your account.
5. Privacy
We are committed to protecting your privacy. Our Privacy Policy outlines the types of information we collect, how we use it, and how we safeguard your data. By using our services, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.
6. Financial Risk
Financial markets are dynamic, and investment decisions involve inherent financial risks. We encourage you to conduct your own research, consider your risk tolerance, and consult with us or other qualified financial advisors if you have any questions or concerns before making any investment decisions.
7. User Responsibilities
8. User Conduct
You agree to use our services in compliance with all applicable laws and regulations. You will not engage in any activity that may disrupt the operation of our services or compromise the security or integrity of our systems. You will not use our services for any fraudulent, illegal, or unauthorized purposes.
9. Investment Risk
All investments are subject to market risks, including the risk of loss. Past performance is not indicative of future results. Luminature Financial Services does not guarantee any specific outcomes or returns on investments.
10. Intellectual Property
All content and materials provided by Luminature Financial Services, including but not limited to text, graphics, logos, and software, are the property of Luminature Financial Services or its licensors and are protected by intellectual property laws. You may not use, reproduce, or distribute any content without our prior written permission.
11. Limitation of Liability
To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of our services. We make no warranties or representations regarding the accuracy, reliability, or completeness of any information provided through our services.
12. Indemnification
You agree to indemnify and hold us harmless from any claims, losses, liabilities, damages, and expenses (including attorneys’ fees) arising out of or in connection with your use of our services or any breach of these Terms.
13. Modifications
We reserve the right to modify or discontinue our services, in whole or in part, at any time and without prior notice. We may also update these Terms from time to time. It is your responsibility to review the most current version of the Terms regularly.
14. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which our company is based. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.
16. Entire Agreement
These Terms constitute the entire agreement between you and our financial services company, superseding any prior agreements or understandings, whether written or oral, relating to the subject matter herein.
17. Contact Us
If you have any questions or concerns about these Terms, please contact us at contact@luminature.co
