Shariah Compliance Product
Shariah-Compliant Stock:
Shariah-compliant financial products adhere to Islamic finance principles, prohibiting interest (riba), gambling, alcohol, and other forbidden activities, while investing in halal (permissible) assets.
Life insurance options, such as term, whole life, and unit-linked insurance plans (ULIPs), offer financial protection to beneficiaries upon death.
Health insurance covers medical expenses, including hospitalization and surgeries.
Motor insurance for vehicles, including two-wheeler and car policies, protects against accidents, theft, and third-party liabilities.
Property insurance, for both homes and businesses, covers damage or loss from fire, theft, natural disasters, and other risks
Shariah-Compliant Mutual Funds:
Invest in mutual funds that adhere to Shariah principles, ensuring that investments are compliant with Islamic law.
Diversified investment options across various asset classes, including equities, commodities, and real estate.
Screening process to exclude investments in companies involved in prohibited activities such as alcohol, gambling, and interest-based finance.
Professional fund management by experienced Shariah advisors.
Regular reporting and updates on fund performance and compliance.
Questions about service
Shariah-compliant stocks are shares of companies that adhere to Islamic principles, avoiding activities such as interest-based transactions (riba), gambling, alcohol, and other prohibited activities. Investors seeking halal investment opportunities can invest in these stocks.
Stocks are screened based on strict criteria to ensure compliance with Shariah principles. This screening process excludes companies involved in non-permissible activities and focuses on sectors like healthcare, technology, and consumer goods that align with Islamic finance guidelines.
Benefits include aligning investments with religious beliefs, potential for competitive returns from sectors permitted under Shariah, access to research and analysis specific to Shariah-compliant investments, and the ability to customize portfolios based on risk tolerance and financial goals.
Shariah-compliant mutual funds, like Tata Ethical Fund and Taurus Ethical Fund in India, adhere to Islamic principles by investing in permissible assets while avoiding non-permissible sectors such as alcohol and gambling. These funds offer investors a diversified portfolio that includes equities, commodities, and real estate, providing opportunities for halal investments aligned with Islamic finance principles.
Yes, Shariah-compliant products are open to all investors who wish to align their investments with ethical and sustainable principles. The focus on sectors like healthcare, technology, and consumer goods also appeals to investors seeking opportunities in resilient industries.
Performance can vary based on market conditions and sector dynamics. Historically, Shariah-compliant investments have demonstrated resilience and competitive returns, benefiting from diversified portfolios and ethical investment practices.
Shariah-compliant mutual funds provide regular updates on fund performance and compliance with Islamic principles. Investors receive transparent reports on holdings, screening criteria, and adherence to ethical guidelines.
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